By accepting the terms and conditions of your loan as sent by your lender, you are agreeing to repay your loan and any additional fees in the timeframe dictated by your lender. If you are unable to do so, you may be charged additional fees. These fees are quantified by each individual lender. Unfortunately we cannot foresee the size of any penalties for late payment. If you are unsure about any of the details of your loan, please consult the terms and conditions that were sent to you by your lender or contact your lender directly.
Your lender will present your fees and interest rate to you before you accept your loan, if you are approved. As we are not a lender, we cannot foresee the fees and interest of your loan. If you are unclear about the fees and interest of your loan, please consult the terms and conditions your lender sent you.
We do not make any decisions regarding credit, and we do not check the credit scores of our customers. Although lenders may not request a traditional credit report, most lenders conduct some form of credit check. This may adversely affect your credit score.
There is no one loan renewal policy. Policies are partially regulated by states. Your lender’s renewal policy will be presented to you in the terms and conditions you receive when you receive your loan offer. Please make sure you understand this policy before agreeing to the terms. We encourage all of our website users to repay their loans on time.
We are not a lender and do not collect debt. Your lender’s terms will explain your lender’s debt collection practices. If you have any questions about collecting debt, please contact your lender directly.
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising network service to independent, participating lenders and other advertising networks that may be able to provide amounts between $500 and $50,000. Not all lenders provide up to $50,000 and there is no guarantee that your request will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation we receive is paid by participating lenders or advertising networks and only for the advertising services provided. The offer you receive is based on the compensation we are paid and is not necessarily the offer with the best rates or terms.
This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender or advertising network. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan, please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or late payments. The information submitted by you on this website will be shared with one or more participating lenders or advertising networks. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Some states have laws limiting the APR that a lender can charge you. APRs may range from 59% and 1386%. Loans from a state that has no limiting laws or loans from a lender not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice.
We do not make any credit decisions. Independent, participating lenders that you may be connected to may perform credit checks with credit reporting bureaus, obtain credit reports, or otherwise verify your Social Security Number. Typically, lenders may conduct a credit check through alternative credit bureaus to determine creditworthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow lenders to verify your information and check your credit.
Loans provided by independent, participating lenders in our network are designed to be repaid within a short amount of time. Short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Non-payment of your loan could result in collection activities. Late payments of loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions, and its own renewal policy. Please familiarize yourself with your lender’s policies for further information.